Simply Finance does not create a hosted finance profile.
Login & restore help
Updated August 9, 2026 · Simply Finance
There is no Simply Finance web login.
If you searched for a Simply Finance login, you are in the right place. Open the installed app to use the ledger already on that device, or open the web companion and restore an existing ledger with your recovery phrase.
Your phrase restores the encrypted ledger. Keep it private.
Never enter bank credentials
Simply Finance does not connect to banks. A genuine Simply Finance screen will never ask for your bank username or password.
Open the ledger already on your device
On iPhone, iPad, or Android, open Simply Finance from your home screen. The working ledger is stored locally, so ordinary use does not begin with a server login.
If you are setting up a new device, install Simply Finance from the official app store, choose the restore path during onboarding, and use the recovery phrase from a device that already has access.
Restore an existing ledger on the web
The web companion at web.simplyfinance.app can restore an existing Simply Finance ledger. It is not a public banking portal and does not create a new email account.
Use the same recovery phrase associated with your encrypted Sync data. The restore happens in the web app; this marketing page never asks for or receives the phrase.
Treat the recovery phrase as the key
Anyone with the phrase may be able to restore the encrypted ledger. Do not paste it into support messages, search boxes, or forms on another domain. Simply Finance cannot look it up or reset it for you.
For a closer look at what the relay can see and how the phrase is used, read the Sync and privacy guide.
Make sure you mean this Simply Finance
Simply Finance at simplyfinance.app is a budget and expense tracker, not a bank, lender, payroll service, or investment provider. If you expected an online banking account, statement, loan, or employer portal, you may be looking for a different company with a similar name.
Login and restore questions
Where do I log in to Simply Finance?
There is no email-and-password account. Open the installed iPhone, iPad, or Android app. To use the web companion, restore your existing ledger with the recovery phrase created in Simply Finance.
Can I use my bank login?
No. Simply Finance never asks for bank credentials and does not connect to banks. Do not enter a bank username or password into the app or web companion.
Does Sync require a Simply Finance account?
No. Optional end-to-end encrypted Sync uses a recovery phrase instead of an email account. The phrase supplies the keys needed to restore the encrypted ledger on another supported device.
What if I lost my recovery phrase?
A recovery phrase cannot be looked up by Simply Finance. If you still have access on another device, open Security & Recovery there and securely copy the phrase before attempting a restore.