Most finance apps sell your data to pay the bills. Simply Finance keeps every transaction, budget, and balance on your device — encrypted with keys only you hold.
With most finance apps, straight to their servers — where it gets analyzed, packaged, and sold. With Simply Finance, nowhere. It stays on your device.
Every transaction is encrypted with keys only you hold. Need multi-device sync? End-to-end encrypted CRDTs handle that without a middleman. No sign-ups. No cloud accounts. No one reading your transactions but you.
Five tools that replace the spreadsheet you keep meaning to update.
See your checking, savings, credit cards, and cash balances together. Supports multiple currencies. Drag to arrange them your way.
Bought coffee? Tap the amount, pick a category (need, want, or income), done. Faster than opening a notes app.
Set a spending cap for the week, month, or year. Color-coded indicators turn amber before you overshoot — not after.
Set up recurring entries once. Simply Finance logs them on schedule and reminds you before they hit — so nothing catches you off-guard.
Category breakdowns, top spending patterns, and trend lines replace the guesswork. No exporting to spreadsheets — just open the reports tab and see what's happening.
Your salary, your rent, that impulse purchase — none of it leaves your device unless you say so.
Every record is locked with encryption keys stored on your device. We never hold a copy. We literally cannot read your data.
Everything runs on a local SQLite database. Airplane mode, no Wi-Fi, off-grid cabin — the app works the same.
No email, no password, no personal info collected. Open the app, start tracking. That's it.
Want the same data on your phone and tablet? CRDT sync handles it — and keeps end-to-end encryption intact the whole way.
The Lifeline Card answers the question that keeps people up at night — if income stopped today, how long would your savings last?
Every feature works in the browser at no cost. The mobile app is a one-time purchase — no subscriptions, no in-app upsells.
The full experience, zero cost
No credit card. No trial timer. Free means free.
Native app, one-time purchase
No subscriptions. No in-app purchases. Pay once, own it.
Knowing exactly where your money goes changes how you spend it.
That's the whole point.
Try the web app free. No sign-up, no credit card. Just open it and start tracking.
Try Free on Web